Best PNC Bank Credit Cards (2026)
Compare all PNC Bank credit cards and find the best fit for your spending.
Top Pick
PNC Cash Unlimited Visa
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What is the best PNC Bank credit card?
The PNC Cash Unlimited Visa is currently the top-rated PNC Bank card, offering no annual fee and a strong welcome offer for new cardholders.
Does PNC Bank have a credit card with no annual fee?
Yes — the PNC Cash Unlimited Visa has no annual fee and earns 2x base rewards on purchases.
What credit score do you need for a PNC Bank card?
Most PNC Bank credit cards require good to excellent credit (typically 670+). Premium travel cards like the top-tier options generally require a score of 720 or higher for the best approval odds.
What rewards do PNC Bank credit cards earn?
PNC Bank credit cards earn points, miles, or cash back depending on the card. Category cards earn accelerated rates in your top spending areas, while flat-rate cards keep things simple.
Are PNC Bank credit card points worth it?
PNC Bank points and miles offer strong value, especially when redeemed for travel. Pairing multiple PNC Bank cards can maximize your earning across categories.
How do I apply for a PNC Bank credit card?
You can apply directly through https://www.pnc.com or by clicking the "Apply Now" buttons above. Most applications receive an instant decision online.
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